Real Estate Finance & Credit Analysis

This course is part of Credit Analysis and Risk Modeling Specialization

Instructor: EDUCBA

3 modules

Gain insight into a topic and learn the fundamentals.

7 hours to complete

Flexible schedule

Learn at your own pace

3 modules

Gain insight into a topic and learn the fundamentals.

7 hours to complete

Flexible schedule

Learn at your own pace

What you'll learn

Analyze real estate financing and property-backed lending structures.
Evaluate cash flows, rent rolls, and DSCR for credit assessment.
Assess project feasibility using real estate financial models.

Details to know

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Build your subject-matter expertise

This course is part of the Credit Analysis and Risk Modeling Specialization

When you enroll in this course, you'll also be enrolled in this Specialization.

Learn new concepts from industry experts
Gain a foundational understanding of a subject or tool
Develop job-relevant skills with hands-on projects
Earn a shareable career certificate

There are 3 modules in this course

Learn how real estate financing works and how lenders evaluate property-backed investments. Build practical skills in real estate credit analysis and financial modeling used in banking and finance roles.

This course provides a structured approach to understanding real estate credit and financing models. You will learn how income-generating properties are evaluated, how rental cash flows are analyzed, and how lenders assess risk in property-backed lending. You will explore lease rental discounting (LRD) models, interpret rent rolls, and analyze property financial statements to determine income stability and loan repayment capacity. The course also covers key financial metrics such as Debt Service Coverage Ratio (DSCR) to evaluate creditworthiness. In addition, you will learn how real estate development projects are structured under the develop-and-sell model. You will analyze construction costs, sales projections, and customer payment schedules to evaluate project feasibility and funding requirements. By the end of the course, you will be able to confidently analyze real estate credit opportunities, interpret financial models, and support lending and investment decisions in the real estate sector.

This module introduces the foundational concepts of credit analysis within the real estate sector. Learners explore how real estate functions as a financial asset, understand the key business models within the property ecosystem, and examine how property financing structures operate. The module also highlights the major risks involved in real estate lending, enabling learners to build a strong conceptual base for evaluating property-backed credit opportunities.

What's included

7 videos4 assignments

7 videosTotal 60 minutes

Introduction to Credit Modelling in Real Estate Sector11 minutes
What kind of Business7 minutes
Just like any Other Asset8 minutes
Financing the Property8 minutes
Identifying Various Risks9 minutes
Lease Rental Discounting9 minutes
More on Rental Discounting8 minutes

4 assignmentsTotal 60 minutes

Introduction to Real Estate Credit Modelling10 minutes
Property Financing and Risk Assessment10 minutes
Basics of Lease Rental Discounting10 minutes
Fundamentals of Real Estate Credit Analysis30 minutes

This module focuses on the analytical framework used in lease rental discounting (LRD) credit models. Learners study how rental income streams are structured, how tenant information and rent rolls are incorporated into financial models, and how operating income is calculated using profit and loss statements. The module also introduces debt analysis concepts such as loan schedules and debt service coverage ratios to evaluate repayment capacity in rental-based real estate financing.

What's included

6 videos4 assignments

6 videosTotal 39 minutes

Rennova Health INC6 minutes
Lease Rental Discounting - Rent Roll6 minutes
Lease Rental Discounting - Profit and Loss7 minutes
Lease Rental Discounting - Debt Schedule7 minutes
Lease Rental Discounting - DSCR Value10 minutes
Develop and Sell Model3 minutes

4 assignmentsTotal 60 minutes

Case Study and Rental Structure10 minutes
Financial Statements in Lease Rental Discounting10 minutes
Debt Servicing Analysis10 minutes
Lease Rental Discounting Financial Analysis30 minutes

This module examines the develop-and-sell model commonly used in residential real estate projects. Learners explore how developers structure project financing, analyze cost components, and understand the phasing of construction expenses. The module also covers sales phasing, customer collection schedules, and project cash flow modelling, enabling learners to evaluate financial feasibility and funding requirements for real estate development projects.

What's included

8 videos4 assignments

8 videosTotal 58 minutes

Key Questions and Sell Projects3 minutes
Working on Cost Head Land5 minutes
Working on Cost Phasing7 minutes
What Sales Phasing Mean?8 minutes
Collection Phasing8 minutes
Working on Inflow9 minutes
Calculating Cost Outflow10 minutes
Calculating Cost Outflow Continues9 minutes

4 assignmentsTotal 80 minutes

Understanding Real Estate Project Planning10 minutes
Cost, Sales, and Collection Phasing30 minutes
Cash Inflows and Project Cost Outflows10 minutes
Develop and Sell Model and Project Cash Flow Planning30 minutes

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Add this credential to your LinkedIn profile, resume, or CV. Share it on social media and in your performance review.

Instructor

EDUCBA

1,191 Courses282,488 learners

Offered by

EDUCBA

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